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SSF Products |
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| 1. Loan Products |
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| B. Livestock Development Loan |
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| Product Name: Live Stock Loan |
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Description: LS loans are also offered through the same channel with group guarantees but offered on a continual non-seasonal basis. Lending staff goes through a standard appraisal and assess the capacity of the household to manage another animal and their management expertise. These loans are repaid on monthly, quarterly or six monthly installment basis.
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| Purpose of loan: Livestock loans may be taken for the following purposes but are not limited to these: Livestock fattening, Livestock trading and for purchase of Milking animals, Goat and sheep farming and any other loan related to livestock. |
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| Loan eligibility: Age 18-60, should have a CNIC, permanent resident of the locality, independent head of household. |
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| Loan Amount: Rs.20,000 to 200,000 |
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| Financial Income: 23% |
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| Emergency Fund: 1% |
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| Loan duration: 1 to 12 months |
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| Repayment option: Lump sum / up to 12 installment |
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| Collateral: Group guarantee |
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| Disbursement: To individual |
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